Eight weeks of extraordinary: A journey for two
27 August
For couples approaching retirement, there is a particular pleasure in travelling while time, curiosity and a little indulgence are all on your side. Eight weeks is long enough to go beyond the highlights, yet short enough to keep the journey...[Read More]
Life after work: Finding the right time to retire
27 August
For much of our working lives, retirement can feel like a distant destination. Then suddenly, it becomes a very real decision.Do you retire at 60? 65? 67? Keep working part-time? Finish when the mortgage is paid off? Or wait until your...[Read More]
Estate planning beyond the will: What happens to your digital life?
27 August
Most of us understand the importance of having a Will. It can help determine what happens to our property, investments and possessions and provide greater certainty for the people we leave behind.But modern estate planning may need to go much...[Read More]
Will your digital memories survive? 10 tips for protecting your photos and home videos
27 August
We take more photos and videos today than any generation before us.Birthdays, holidays, weddings, grandchildren, pets, family gatherings and everyday moments are captured almost constantly. Yet there is an interesting contradiction: while we...[Read More]
Life insurance: Protecting the people who matter most
27 August
Life insurance is one of those financial topics many people know is important, yet often put off thinking about. It can be uncomfortable to consider what might happen if you were no longer around, became seriously ill or were unable to work for...[Read More]
The earlier you understand and engage with your super, the greater the benefits of time and compound interest
27 August
Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about —...[Read More]
The significance of adopting an eco-conscious lifestyle
27 August
Adopting an eco-conscious lifestyle has far-reaching implications for not only reducing your individual carbon emissions but also preserving valuable natural assets and contributing to a more liveable planet. Each of us, in our daily activities, has...[Read More]
‘Hot mess’ inflation result puts rate rise on the table
26 August
More interest rate hikes are on the cards after Australia’s headline inflation rate came in higher than expected, despite falling to its lowest level in eight months.The consumer price index rose one per cent in July, resulting in the annual rate...[Read More]
‘Hawkish’ RBA minutes reveal rate rise still an option
26 August
Members of the Reserve Bank’s rate-setting board considered hiking interest rates to pre-emptively ward off against a rise in inflation if the Middle East conflict drags on or the AI boom is larger than anticipated.The RBA board also fretted over...[Read More]
Oliver’s Insights – Compound interest and returns are an investor’s best friend
20 August
Key pointsCompound interest is an investor’s best friend but can be a borrower’s worst nightmare.The higher the return, the earlier and bigger the investment contribution and the longer the period the more it works.To make the most of it, ensure...[Read More]
The top 5 tax mistakes small business owners make
20 August
Tax is an unavoidable part of running a small business, but it is also one of the areas that can create the most confusion.For many business owners, tax sits somewhere between administration, compliance and financial planning. It is often pushed...[Read More]
When is the right time to retire?
20 August
For years, retirement can seem like a date on the calendar.A number. An age. A point somewhere in the future when you finally finish work, close the office door, hand over the keys or switch off the computer for the last time.But when that moment...[Read More]
When Mum or Dad starts needing more help
20 August
There is rarely a single moment when you realise your parents are getting older.It often happens gradually.Mum asks you to come along to a medical appointment. Dad needs help understanding a letter. You start doing a little more shopping, checking...[Read More]
Activities to try for each decade of your life
20 August
Every stage of life offers unique opportunities for personal growth and well-being, both physical and mental. Whether you’re in your 20s or beyond your 50s, there’s always something new to try that can keep you active and mentally stimulated....[Read More]
Investing through a Self-Managed Super Fund (SMSF)
20 August
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]