Superannuation
Rule of seven: An investor’s compass
11 June
James sat at his kitchen table, laptop open, staring at a chart of a stock he’d been watching for weeks. Every article, every podcast, every conversation with friends about investing seemed to echo the same phrase: “Time in the market beats...[Read More]
Super Co-Contribution: A simple way to boost your retirement savings
4 June
The government super co-contribution scheme is designed to help eligible low and middle-income earners grow their retirement savings. If you make personal after-tax contributions into your super fund, the government may also contribute an additional...[Read More]
Understanding risk tolerance: Passing the investment sleep test
28 May
Investing is never just about chasing returns. It is also about understanding yourself. Before choosing where to invest, one of the most important questions to ask is not simply, “How much can I make?” It is, “How much uncertainty can I...[Read More]
The power of compound interest – it rewards patience, consistency, and time.
28 May
Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy...[Read More]
The key question is not simply, “Can I manage my own super?” It is, “Should I?”
21 May
A Self Managed Super Fund can be a powerful retirement planning structure, but it should never be viewed as a status symbol or a shortcut to better returns. The real decision is not just whether you are capable of setting one up. It is whether an...[Read More]
Why a financial review is one of the most valuable meetings you’ll have each year
21 May
Life rarely stands still—and neither should your financial plan. An annual financial review with your financial planner is not just a box-ticking exercise; it’s a powerful opportunity to reset, refine, and realign your money with the life...[Read More]
Understanding your risk profile: The foundation of smart investing
7 May
When it comes to investing, one of the most important — yet often overlooked — steps is defining your risk profile. It’s the foundation upon which your entire financial plan is built. Without a clear understanding of how much risk you are...[Read More]
Aussies losing almost $5b in unpaid super every year
6 May
Australians are missing out on almost $5 billion in superannuation entitlements every year, with one in four workers affected nationwide. Workers were underpaid $24.4 billion across five years between 2018 and 2023, according to the latest...[Read More]
Understanding dollar cost averaging: A steady approach in volatile markets
30 April
Investing can feel overwhelming, particularly during periods of market volatility when prices rise and fall unpredictably. One investment principle that has stood the test of time for managing this uncertainty is dollar cost averaging (DCA). It’s...[Read More]
Key ways to invest through an SMSF
30 April
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]
Making the most of salary sacrifice: A smarter way to build your super
23 April
When it comes to building long-term wealth for retirement, one strategy that often gets mentioned—but not always fully understood—is salary sacrificing into superannuation. While it may sound complex, the concept is relatively...[Read More]
Riding the waves: Understanding market volatility and the importance of advice
16 April
Investment markets have always moved in cycles. Periods of growth and optimism are often followed by downturns, uncertainty, and recovery. While this rise and fall is a natural part of investing, it can still trigger anxiety and concern for many...[Read More]
Fact or fiction? What you can expect with Payday Super
15 April
Deputy Commissioner Emma Rosenzweig busts some Payday Super myths. With just 3 months to go until Payday Super begins, I’ve been hearing a lot of questions from employers, and a few common myths too. Let’s clear up a few of the biggest...[Read More]
The power of superannuation, compounding, and staying the course
9 April
Superannuation is one of the most powerful long-term wealth-building tools available to Australians. Yet, despite its importance, it’s often misunderstood—particularly during periods of market volatility when balances fluctuate and confidence...[Read More]
Retirement success… but at what cost?
2 April
You made it. After decades of early mornings, long days, financial discipline, and countless sacrifices, you’ve reached retirement. The mortgage is under control, the superannuation balance looks solid, and the calendar is finally your own. For...[Read More]